We live in a reciprocal Universe. All of us are trained at a very young age to take. Hopefully, we are also trained to give. Give and take. Someone asks you how you are doing... ... and you ask them how they are doing. Someone gives you a gift... ... and you are more likely to give them a gift in the future. Give and take. That's the way the Universe operates. Continue Reading

About six years ago, I met a guy named Todd Vinson. Todd is one of the most incredible people I have met in my life because he has dedicated his life to serving others. In particular, he has a heart for helping teenage boys who are displaced or whose families are in crisis by providing a long-term home solution where they will be properly cared for. This happens at Willow Springs Boys Ranch in Chandler... Continue Reading

One of my best friends in the whole world is Mark Jones. I met Mark and his wife Rebecca when attending Trtinity Bible Church in Richardson, Texas. Mark was the worship pastor and we just gravitated towards each other. He and his family are the definition of kind and trustworthy. I love him like a brother and would do absolutely anything for him. *Though he did NOT ask me to do this...) Continue Reading

I hate dealing with insurance. When you pay a premium, you are betting that you will need to make a claim. With health insurance, you are betting that you are going to get sick! About eight years ago, I bought a policy with Fortis, one of the world's largest banking and insurance companies. At that time, we decided that all we needed was a major medical policy. So we choose a $2500 per person deductible... Continue Reading