Change. It's one thing in life we can depend on. And it can be the thing that frightens us most. I've known people who don't like the least bit of change in their lives. They are most comfortable in keeping the status quo. Change implies risk. And risk... well, sometimes things don't turn out the way we hope they will. And sometimes they do. Continue Reading

Debt stinks. Did you know that over 8000 people a day are declaring bankruptcy in the United States? It's no wonder with the banks pushing credit cards on people as soon as they become adults. "Get the credit you deserve!", they say, fully realizing the intent being to get their meathooks into their wallets as soon as possible. The borrower is indeed a slave to the lender. It is very useful to find a service... Debt Counseling" href="http://joelcomm.com/debt_counseling.html">Continue Reading